When young women join our Financial Inclusion programs ,they learn about money, savings, budgeting and investment. Their life transforms, they acquire productive assets, invest in education of their children, access better health and provide for their families basic needs
Design and implement youth-centered programs that address education gaps, economic marginalization, and social vulnerability
Many young people remain unbanked and financially excluded due to rigid and exclusive financial inclusion mechanisms. Formal financial institutions often require robust assessments, collateral, and startup capital, which most youth, especially marginalized and out-of-school young people, do not possess. Limited physical and digital access to financial services further compounds this exclusion.
Yet, access to finance is a critical enabler of socio-economic development. Without inclusive and youth-friendly financial systems, young people are unable to start or scale income-generating activities, build assets, or transition into sustainable livelihoods perpetuating cycles of poverty and unemployment
Tayinu uses a community-powered and youth-led approach that enables young people to organize into groups where they save, invest, and grow shared capital. This approach responds to immediate life needs while supporting business growth and pathways to dignified, meaningful livelihoods. The Tayinu Revolving Fund is the idea that when people, resources, and efforts work together, the collective impact is greater than individual action
The Tayinu Nigina Fund is a community-powered financial inclusion mechanism that enables young people to access productive and essential tools. Through collective action, group members pool resources and work together to acquire capital assets that would otherwise be unaffordable for individuals.
The Fund supports members to improve their standards of living by facilitating access to critical tools and services that enhance both economic productivity and household wellbeing.
Through structured monthly cash rounds, members make regular contributions to a shared pool. Each month, the pooled amount is allocated to one member, who uses the funds to purchase productive capital tools or essential household items that strengthen livelihoods and overall wellbeing
We believe that lasting impact is built through collaboration. We are always looking to connect with like-minded organizations, institutions, & communities who share our commitment to improve education & employment outcomes amongst youth in Uganda
Rwamurunga, Oruchinga Refugee Settlement. Located 32 miles on Mbarara–Kikagati Road
Copyright © 2026 The Ability Youth Initiative. Powered by TANDIKA TECHNOLOGIES UG LTD